Call reports 2014
SEASIDE NATIONAL BANK & TRUST — 2014
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 982,269,000 | 1,020,958,000 | 1,039,653,000 | 1,079,017,000 |
| Total loans | 709,494,000 | 743,571,000 | 759,814,000 | 815,793,000 |
| Allowance for loan losses | 8,316,000 | 8,932,000 | 9,212,000 | 9,723,000 |
| Securities available for sale | 138,007,000 | 153,189,000 | 159,599,000 | 159,430,000 |
| Securities held to maturity | 61,290,000 | 62,449,000 | 62,320,000 | 62,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,972,000 | 879,189,000 | 900,498,000 | 895,811,000 |
| Interest-bearing deposits | 701,578,000 | 720,818,000 | 725,511,000 | 722,262,000 |
| Noninterest-bearing deposits | 164,394,000 | 158,371,000 | 174,987,000 | 173,549,000 |
| Equity capital | 94,160,000 | 100,099,000 | 101,252,000 | 102,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,949,000 | 16,552,000 | 25,485,000 | 34,964,000 |
| Interest expense | 1,027,000 | 2,078,000 | 3,147,000 | 4,189,000 |
| Net interest income | 6,922,000 | 14,474,000 | 22,338,000 | 30,775,000 |
| Noninterest income | 769,000 | 1,899,000 | 3,146,000 | 4,254,000 |
| Noninterest expense | 7,033,000 | 14,300,000 | 21,603,000 | 29,037,000 |
| Provision for loan losses | 435,000 | 917,000 | 1,022,000 | 1,158,000 |
| Pretax income | 722,000 | 1,634,000 | 3,363,000 | 5,375,000 |
| Income tax | 284,000 | 651,000 | 1,320,000 | 2,124,000 |
| Net income | 438,000 | 983,000 | 2,043,000 | 3,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,612,000 | 88,289,000 | 90,250,000 | 92,479,000 |
| Total capital | 90,928,000 | 97,221,000 | 99,762,000 | 102,520,000 |
| Risk-weighted assets | 757,828,000 | 794,808,000 | 815,065,000 | 876,890,000 |