Call reports 2013
SEASIDE NATIONAL BANK & TRUST — 2013
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 847,519,000 | 872,779,000 | 903,833,000 | 942,438,000 |
| Total loans | 600,027,000 | 635,561,000 | 640,892,000 | 684,824,000 |
| Allowance for loan losses | 7,400,000 | 7,846,000 | 8,132,000 | 7,958,000 |
| Securities available for sale | 180,781,000 | 130,913,000 | 145,283,000 | 127,501,000 |
| Securities held to maturity | 0 | 53,720,000 | 57,062,000 | 55,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 744,981,000 | 751,775,000 | 794,847,000 | 823,647,000 |
| Interest-bearing deposits | 636,744,000 | 631,799,000 | 650,662,000 | 655,102,000 |
| Noninterest-bearing deposits | 108,237,000 | 119,976,000 | 144,185,000 | 168,545,000 |
| Equity capital | 88,181,000 | 87,872,000 | 87,999,000 | 93,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,422,000 | 14,935,000 | 22,586,000 | 30,596,000 |
| Interest expense | 1,121,000 | 2,209,000 | 3,272,000 | 4,334,000 |
| Net interest income | 6,301,000 | 12,726,000 | 19,314,000 | 26,262,000 |
| Noninterest income | 1,146,000 | 2,490,000 | 3,576,000 | 4,617,000 |
| Noninterest expense | 6,274,000 | 12,853,000 | 19,475,000 | 25,717,000 |
| Provision for loan losses | 189,000 | 309,000 | 604,000 | 2,217,000 |
| Pretax income | 1,017,000 | 2,087,000 | 2,844,000 | 3,085,000 |
| Income tax | 411,000 | 807,000 | 1,101,000 | 1,205,000 |
| Net income | 606,000 | 1,280,000 | 1,743,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,849,000 | 75,016,000 | 75,870,000 | 81,200,000 |
| Total capital | 81,249,000 | 82,862,000 | 84,002,000 | 89,158,000 |
| Risk-weighted assets | 636,781,000 | 668,926,000 | 688,482,000 | 724,228,000 |