Call reports 2012
SEASIDE NATIONAL BANK & TRUST — 2012
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 761,181,000 | 756,235,000 | 776,322,000 | 813,272,000 |
| Total loans | 536,571,000 | 555,055,000 | 575,173,000 | 599,296,000 |
| Allowance for loan losses | 6,949,000 | 7,053,000 | 7,381,000 | 7,492,000 |
| Securities available for sale | 184,228,000 | 158,814,000 | 161,739,000 | 159,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,588,000 | 651,781,000 | 659,660,000 | 706,317,000 |
| Interest-bearing deposits | 534,935,000 | 558,544,000 | 567,298,000 | 588,503,000 |
| Noninterest-bearing deposits | 91,653,000 | 93,237,000 | 92,362,000 | 117,814,000 |
| Equity capital | 86,170,000 | 86,314,000 | 87,021,000 | 87,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,438,000 | 14,859,000 | 22,357,000 | 29,982,000 |
| Interest expense | 1,561,000 | 2,863,000 | 4,103,000 | 5,258,000 |
| Net interest income | 5,877,000 | 11,996,000 | 18,254,000 | 24,724,000 |
| Noninterest income | 1,140,000 | 2,063,000 | 2,930,000 | 4,046,000 |
| Noninterest expense | 5,742,000 | 14,150,000 | 19,918,000 | 25,828,000 |
| Provision for loan losses | 758,000 | 1,068,000 | 1,673,000 | 2,426,000 |
| Pretax income | 670,000 | 1,352,000 | 2,103,000 | 3,109,000 |
| Income tax | 258,000 | 526,000 | 824,000 | 1,222,000 |
| Net income | 412,000 | 826,000 | 1,279,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,675,000 | 70,387,000 | 71,167,000 | 72,735,000 |
| Total capital | 76,624,000 | 77,440,000 | 78,548,000 | 80,227,000 |
| Risk-weighted assets | 586,641,000 | 592,385,000 | 617,814,000 | 635,199,000 |