Call reports 2010
SEASIDE NATIONAL BANK & TRUST — 2010
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 808,121,000 | 809,341,000 | 748,719,000 | 765,917,000 |
| Total loans | 459,611,000 | 434,457,000 | 475,420,000 | 471,749,000 |
| Allowance for loan losses | 9,403,000 | 9,903,000 | 8,467,000 | 9,988,000 |
| Securities available for sale | 306,694,000 | 271,036,000 | 228,186,000 | 222,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,788,000 | 676,865,000 | 605,837,000 | 638,932,000 |
| Interest-bearing deposits | 635,784,000 | 614,412,000 | 556,184,000 | 565,395,000 |
| Noninterest-bearing deposits | 53,004,000 | 62,453,000 | 49,653,000 | 73,537,000 |
| Equity capital | 73,896,000 | 76,824,000 | 75,185,000 | 77,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,629,000 | 16,381,000 | 23,541,000 | 30,846,000 |
| Interest expense | 3,224,000 | 6,363,000 | 9,056,000 | 11,559,000 |
| Net interest income | 5,405,000 | 10,018,000 | 14,485,000 | 19,287,000 |
| Noninterest income | 502,000 | 1,136,000 | 1,528,000 | 2,702,000 |
| Noninterest expense | 6,322,000 | 12,324,000 | 19,146,000 | 24,960,000 |
| Provision for loan losses | 290,000 | 802,000 | 3,914,000 | 6,024,000 |
| Pretax income | -711,000 | -1,836,000 | -6,695,000 | -8,688,000 |
| Income tax | -244,000 | -637,000 | -2,449,000 | -3,178,000 |
| Net income | -467,000 | -1,199,000 | -4,246,000 | -5,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,976,000 | 64,941,000 | 60,560,000 | 64,140,000 |
| Total capital | 72,087,000 | 70,976,000 | 67,058,000 | 70,857,000 |
| Risk-weighted assets | 485,555,000 | 478,913,000 | 529,303,000 | 534,088,000 |