Call reports 2006
SEASIDE NATIONAL BANK & TRUST — 2006
What SEASIDE NATIONAL BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 55,806,000 |
| Total loans | 7,494,000 |
| Allowance for loan losses | 116,000 |
| Securities available for sale | 23,116,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 3,117,000 |
| Interest-bearing deposits | 1,803,000 |
| Noninterest-bearing deposits | 1,314,000 |
| Equity capital | 52,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 924,000 |
| Interest expense | 6,000 |
| Net interest income | 918,000 |
| Noninterest income | 0 |
| Noninterest expense | 2,071,000 |
| Provision for loan losses | 116,000 |
| Pretax income | -1,269,000 |
| Income tax | -475,000 |
| Net income | -794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 51,585,000 |
| Total capital | 51,701,000 |
| Risk-weighted assets | 19,632,000 |
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