Call reports 2021
METRO PHOENIX BANK — 2021
What METRO PHOENIX BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 376,288,000 | 395,430,000 | 411,408,000 | 411,815,000 |
| Total loans | 286,330,000 | 289,012,000 | 282,458,000 | 292,316,000 |
| Allowance for loan losses | 3,723,000 | 3,775,000 | 3,755,000 | 3,775,000 |
| Securities available for sale | 452,000 | 280,000 | 167,000 | 164,000 |
| Securities held to maturity | 1,286,000 | 1,286,000 | 1,593,000 | 1,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,422,000 | 351,824,000 | 366,369,000 | 364,613,000 |
| Interest-bearing deposits | 200,810,000 | 220,447,000 | 241,006,000 | 244,285,000 |
| Noninterest-bearing deposits | 131,612,000 | 131,377,000 | 125,363,000 | 120,328,000 |
| Equity capital | 40,274,000 | 39,445,000 | 41,370,000 | 43,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,653,000 | 7,509,000 | 11,550,000 | 15,780,000 |
| Interest expense | 265,000 | 545,000 | 855,000 | 1,150,000 |
| Net interest income | 3,388,000 | 6,964,000 | 10,695,000 | 14,630,000 |
| Noninterest income | 686,000 | 1,286,000 | 2,347,000 | 3,191,000 |
| Noninterest expense | 1,679,000 | 3,553,000 | 5,958,000 | 8,134,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 2,145,000 | 4,447,000 | 6,834,000 | 9,437,000 |
| Income tax | 558,000 | 1,156,000 | 1,616,000 | 2,268,000 |
| Net income | 1,587,000 | 3,291,000 | 5,218,000 | 7,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,201,000 | 39,316,000 | 41,176,000 | 43,166,000 |