Call reports 2020
METRO PHOENIX BANK — 2020
What METRO PHOENIX BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 267,130,000 | 323,824,000 | 323,767,000 | 326,012,000 |
| Total loans | 191,339,000 | 244,427,000 | 256,157,000 | 279,019,000 |
| Allowance for loan losses | 2,325,000 | 3,025,000 | 3,225,000 | 3,475,000 |
| Securities available for sale | 658,000 | 535,000 | 447,000 | 445,000 |
| Securities held to maturity | 1,585,000 | 1,585,000 | 1,477,000 | 1,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,816,000 | 282,606,000 | 280,661,000 | 281,827,000 |
| Interest-bearing deposits | 160,944,000 | 183,948,000 | 188,716,000 | 175,839,000 |
| Noninterest-bearing deposits | 66,872,000 | 98,658,000 | 91,945,000 | 105,988,000 |
| Equity capital | 34,354,000 | 35,757,000 | 37,379,000 | 38,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,217,000 | 7,505,000 | 10,961,000 | 14,568,000 |
| Interest expense | 456,000 | 771,000 | 1,074,000 | 1,351,000 |
| Net interest income | 2,761,000 | 6,734,000 | 9,887,000 | 13,217,000 |
| Noninterest income | 318,000 | 623,000 | 1,453,000 | 1,766,000 |
| Noninterest expense | 1,639,000 | 3,322,000 | 5,049,000 | 6,763,000 |
| Provision for loan losses | 450,000 | 1,150,000 | 1,350,000 | 1,600,000 |
| Pretax income | 990,000 | 2,885,000 | 4,941,000 | 6,620,000 |
| Income tax | 257,000 | 750,000 | 1,185,000 | 1,581,000 |
| Net income | 733,000 | 2,135,000 | 3,756,000 | 5,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,335,000 | 35,739,000 | 37,363,000 | 38,642,000 |