Call reports 2019
METRO PHOENIX BANK — 2019
What METRO PHOENIX BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 207,036,000 | 217,612,000 | 223,764,000 | 243,326,000 |
| Total loans | 163,452,000 | 174,498,000 | 178,897,000 | 168,878,000 |
| Allowance for loan losses | 1,726,000 | 1,825,000 | 1,875,000 | 1,875,000 |
| Securities available for sale | 940,000 | 835,000 | 750,000 | 650,000 |
| Securities held to maturity | 1,892,000 | 1,892,000 | 1,803,000 | 1,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,404,000 | 181,269,000 | 186,409,000 | 205,084,000 |
| Interest-bearing deposits | 130,598,000 | 128,937,000 | 135,505,000 | 150,774,000 |
| Noninterest-bearing deposits | 40,806,000 | 52,332,000 | 50,904,000 | 54,310,000 |
| Equity capital | 31,912,000 | 32,849,000 | 33,869,000 | 33,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,913,000 | 5,963,000 | 9,250,000 | 12,224,000 |
| Interest expense | 387,000 | 803,000 | 1,257,000 | 1,724,000 |
| Net interest income | 2,526,000 | 5,160,000 | 7,993,000 | 10,500,000 |
| Noninterest income | 209,000 | 451,000 | 600,000 | 730,000 |
| Noninterest expense | 1,589,000 | 3,204,000 | 4,897,000 | 8,313,000 |
| Provision for loan losses | 0 | 75,000 | 125,000 | 125,000 |
| Pretax income | 1,146,000 | 2,332,000 | 3,571,000 | 2,792,000 |
| Income tax | 298,000 | 606,000 | 836,000 | 633,000 |
| Net income | 848,000 | 1,726,000 | 2,735,000 | 2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,910,000 | 32,844,000 | 33,868,000 | 33,480,000 |
| Total capital | 33,700,000 | 34,733,000 | 35,807,000 | 35,419,000 |
| Risk-weighted assets | 156,544,000 | 167,859,000 | 171,135,000 | 161,914,000 |