Call reports 2018
METRO PHOENIX BANK — 2018
What METRO PHOENIX BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 181,192,000 | 191,679,000 | 187,677,000 | 199,245,000 |
| Total loans | 144,277,000 | 146,869,000 | 153,633,000 | 151,957,000 |
| Allowance for loan losses | 1,633,000 | 1,683,000 | 1,603,000 | 1,676,000 |
| Securities available for sale | 1,045,000 | 1,032,000 | 934,000 | 939,000 |
| Securities held to maturity | 0 | 0 | 1,962,000 | 1,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,139,000 | 160,011,000 | 153,843,000 | 164,303,000 |
| Interest-bearing deposits | 119,339,000 | 129,177,000 | 126,193,000 | 124,958,000 |
| Noninterest-bearing deposits | 29,800,000 | 30,834,000 | 27,650,000 | 39,345,000 |
| Equity capital | 28,411,000 | 29,143,000 | 30,017,000 | 30,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,528,000 | 5,194,000 | 7,844,000 | 10,763,000 |
| Interest expense | 196,000 | 455,000 | 771,000 | 1,131,000 |
| Net interest income | 2,332,000 | 4,739,000 | 7,073,000 | 9,632,000 |
| Noninterest income | 284,000 | 425,000 | 555,000 | 635,000 |
| Noninterest expense | 1,450,000 | 2,963,000 | 4,323,000 | 5,792,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 135,000 |
| Pretax income | 1,116,000 | 2,101,000 | 3,205,000 | 4,340,000 |
| Income tax | 288,000 | 544,000 | 831,000 | 1,126,000 |
| Net income | 828,000 | 1,557,000 | 2,374,000 | 3,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,290,000 | 29,134,000 | 30,013,000 | 30,942,000 |
| Total capital | 29,950,000 | 30,844,000 | 31,643,000 | 32,682,000 |
| Risk-weighted assets | 138,376,000 | 141,939,000 | 148,321,000 | 147,778,000 |