Call reports 2016
METRO PHOENIX BANK — 2016
What METRO PHOENIX BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,457,000 | 140,616,000 | 141,759,000 | 141,500,000 |
| Total loans | 94,641,000 | 94,129,000 | 108,963,000 | 110,567,000 |
| Allowance for loan losses | 1,135,000 | 1,352,000 | 1,309,000 | 1,359,000 |
| Securities available for sale | 1,376,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,284,000 | 123,957,000 | 124,637,000 | 125,859,000 |
| Interest-bearing deposits | 88,953,000 | 92,045,000 | 91,239,000 | 95,675,000 |
| Noninterest-bearing deposits | 33,331,000 | 31,912,000 | 33,398,000 | 30,184,000 |
| Equity capital | 15,936,000 | 16,485,000 | 16,896,000 | 15,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,315,000 | 4,968,000 | 6,642,000 |
| Interest expense | 105,000 | 207,000 | 317,000 | 426,000 |
| Net interest income | 1,528,000 | 3,108,000 | 4,651,000 | 6,216,000 |
| Noninterest income | 9,000 | 180,000 | 775,000 | 731,000 |
| Noninterest expense | 1,133,000 | 2,343,000 | 3,544,000 | 7,220,000 |
| Provision for loan losses | 0 | 366,000 | 471,000 | 528,000 |
| Pretax income | 402,000 | 578,000 | 1,410,000 | -802,000 |
| Income tax | 154,000 | 222,000 | 651,000 | -16,000 |
| Net income | 248,000 | 356,000 | 759,000 | -786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,490,000 | 14,070,000 | 14,811,000 | 13,190,000 |
| Total capital | 14,632,000 | 15,211,000 | 16,106,000 | 14,525,000 |
| Risk-weighted assets | 90,414,000 | 90,138,000 | 102,717,000 | 105,923,000 |