Call reports 2015
METRO PHOENIX BANK — 2015
What METRO PHOENIX BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 116,001,000 | 111,836,000 | 128,380,000 | 130,703,000 |
| Total loans | 90,208,000 | 90,575,000 | 93,481,000 | 92,003,000 |
| Allowance for loan losses | 1,249,000 | 1,334,000 | 1,129,000 | 1,140,000 |
| Securities available for sale | 2,778,000 | 2,723,000 | 2,639,000 | 2,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,048,000 | 96,584,000 | 112,819,000 | 111,394,000 |
| Interest-bearing deposits | 79,874,000 | 77,305,000 | 89,069,000 | 83,259,000 |
| Noninterest-bearing deposits | 21,174,000 | 19,279,000 | 23,750,000 | 28,135,000 |
| Equity capital | 14,652,000 | 14,964,000 | 15,206,000 | 15,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,685,000 | 4,182,000 | 6,041,000 |
| Interest expense | 90,000 | 197,000 | 311,000 | 411,000 |
| Net interest income | 1,186,000 | 2,488,000 | 3,871,000 | 5,630,000 |
| Noninterest income | 419,000 | 963,000 | 1,351,000 | 1,554,000 |
| Noninterest expense | 1,034,000 | 2,250,000 | 3,390,000 | 4,648,000 |
| Provision for loan losses | 115,000 | 215,000 | 483,000 | 483,000 |
| Pretax income | 456,000 | 986,000 | 1,349,000 | 2,051,000 |
| Income tax | 76,000 | 278,000 | 418,000 | 689,000 |
| Net income | 380,000 | 708,000 | 931,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,355,000 | 11,662,000 | 12,311,000 | 13,044,000 |
| Total capital | 12,389,000 | 12,726,000 | 13,421,000 | 14,179,000 |
| Risk-weighted assets | 82,546,000 | 84,849,000 | 87,018,000 | 89,158,000 |