Call reports 2013
METRO PHOENIX BANK — 2013
What METRO PHOENIX BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,093,000 | 81,997,000 | 85,093,000 | 87,613,000 |
| Total loans | 56,889,000 | 62,495,000 | 66,002,000 | 65,658,000 |
| Allowance for loan losses | 1,387,000 | 1,469,000 | 1,635,000 | 1,604,000 |
| Securities available for sale | 6,462,000 | 6,684,000 | 6,805,000 | 5,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,719,000 | 72,254,000 | 75,333,000 | 71,737,000 |
| Interest-bearing deposits | 55,034,000 | 57,643,000 | 59,295,000 | 56,975,000 |
| Noninterest-bearing deposits | 11,685,000 | 14,611,000 | 16,038,000 | 14,762,000 |
| Equity capital | 8,954,000 | 9,332,000 | 9,263,000 | 13,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 2,392,000 | 3,491,000 | 4,584,000 |
| Interest expense | 118,000 | 237,000 | 352,000 | 458,000 |
| Net interest income | 775,000 | 2,155,000 | 3,139,000 | 4,126,000 |
| Noninterest income | 227,000 | 333,000 | 780,000 | 1,046,000 |
| Noninterest expense | 921,000 | 1,837,000 | 2,904,000 | 4,156,000 |
| Provision for loan losses | 7,000 | 47,000 | 256,000 | 256,000 |
| Pretax income | 74,000 | 604,000 | 759,000 | 759,000 |
| Income tax | 0 | 0 | 0 | -4,025,000 |
| Net income | 74,000 | 604,000 | 759,000 | 4,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,895,000 | 9,424,000 | 9,579,000 | 10,149,000 |
| Total capital | 9,607,000 | 10,130,000 | 10,357,000 | 10,936,000 |
| Risk-weighted assets | 56,265,000 | 55,681,000 | 61,338,000 | 62,143,000 |