Call reports 2012
METRO PHOENIX BANK — 2012
What METRO PHOENIX BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,696,000 | 69,109,000 | 68,803,000 | 73,569,000 |
| Total loans | 44,150,000 | 47,603,000 | 50,824,000 | 56,444,000 |
| Allowance for loan losses | 1,898,000 | 1,861,000 | 2,151,000 | 1,622,000 |
| Securities available for sale | 1,527,000 | 3,049,000 | 4,531,000 | 5,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,844,000 | 59,867,000 | 59,551,000 | 64,171,000 |
| Interest-bearing deposits | 46,398,000 | 48,702,000 | 49,338,000 | 52,372,000 |
| Noninterest-bearing deposits | 12,446,000 | 11,165,000 | 10,213,000 | 11,799,000 |
| Equity capital | 8,529,000 | 8,758,000 | 8,610,000 | 8,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,621,000 | 2,411,000 | 3,287,000 |
| Interest expense | 122,000 | 241,000 | 360,000 | 477,000 |
| Net interest income | 681,000 | 1,380,000 | 2,051,000 | 2,810,000 |
| Noninterest income | 309,000 | 667,000 | 1,357,000 | 1,851,000 |
| Noninterest expense | 904,000 | 1,796,000 | 2,851,000 | 3,873,000 |
| Provision for loan losses | 0 | 0 | 505,000 | 537,000 |
| Pretax income | 86,000 | 251,000 | 52,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 251,000 | 52,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,542,000 | 8,744,000 | 8,583,000 | 8,819,000 |
| Total capital | 9,111,000 | 9,298,000 | 9,151,000 | 9,423,000 |
| Risk-weighted assets | 44,213,000 | 42,970,000 | 43,876,000 | 47,334,000 |