Call reports 2025
SOUTHTRUST BANK, N.A. — 2025
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 552,432,000 | 556,736,000 | 612,053,000 | 593,611,000 |
| Total loans | 336,600,000 | 355,448,000 | 355,431,000 | 343,625,000 |
| Allowance for loan losses | 4,489,000 | 5,555,000 | 5,072,000 | 4,816,000 |
| Securities available for sale | 128,628,000 | 138,427,000 | 138,859,000 | 138,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,966,000 | 487,233,000 | 539,563,000 | 521,408,000 |
| Interest-bearing deposits | 317,588,000 | 319,403,000 | 366,022,000 | 374,298,000 |
| Noninterest-bearing deposits | 166,378,000 | 167,830,000 | 173,541,000 | 147,110,000 |
| Equity capital | 64,906,000 | 65,709,000 | 67,936,000 | 68,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,206,000 | 14,579,000 | 22,533,000 | 30,601,000 |
| Interest expense | 1,560,000 | 2,992,000 | 4,524,000 | 6,315,000 |
| Net interest income | 5,646,000 | 11,587,000 | 18,009,000 | 24,286,000 |
| Noninterest income | 519,000 | 1,112,000 | 1,638,000 | 2,201,000 |
| Noninterest expense | 4,415,000 | 8,902,000 | 13,532,000 | 18,663,000 |
| Provision for loan losses | 139,000 | 1,159,000 | 814,000 | 742,000 |
| Pretax income | 1,571,000 | 2,629,000 | 5,307,000 | 7,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,571,000 | 2,629,000 | 5,307,000 | 7,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,860,000 | 65,702,000 | 67,356,000 | 68,143,000 |
| Total capital | 69,216,000 | 70,157,000 | 71,788,000 | 72,443,000 |
| Risk-weighted assets | 348,221,000 | 355,226,000 | 353,886,000 | 343,459,000 |