Call reports 2023
SOUTHTRUST BANK, N.A. — 2023
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 528,597,000 | 521,028,000 | 536,838,000 | 549,291,000 |
| Total loans | 299,459,000 | 309,323,000 | 322,112,000 | 325,554,000 |
| Allowance for loan losses | 4,356,000 | 4,352,000 | 4,610,000 | 4,955,000 |
| Securities available for sale | 142,719,000 | 135,370,000 | 128,796,000 | 117,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,479,000 | 438,570,000 | 459,793,000 | 479,153,000 |
| Interest-bearing deposits | 308,375,000 | 290,540,000 | 311,528,000 | 317,806,000 |
| Noninterest-bearing deposits | 156,104,000 | 148,030,000 | 148,265,000 | 161,347,000 |
| Equity capital | 52,278,000 | 53,615,000 | 54,533,000 | 57,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,204,000 | 10,919,000 | 16,909,000 | 23,444,000 |
| Interest expense | 338,000 | 1,191,000 | 2,547,000 | 4,063,000 |
| Net interest income | 4,866,000 | 9,728,000 | 14,362,000 | 19,381,000 |
| Noninterest income | 580,000 | 1,176,000 | 1,779,000 | 2,381,000 |
| Noninterest expense | 3,763,000 | 7,724,000 | 11,731,000 | 15,383,000 |
| Provision for loan losses | -117,000 | -193,000 | -5,000 | 275,000 |
| Pretax income | 1,661,000 | 3,283,000 | 4,289,000 | 6,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,661,000 | 3,283,000 | 4,289,000 | 6,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,880,000 | 57,387,000 | 57,720,000 | 58,624,000 |
| Total capital | 59,834,000 | 61,438,000 | 61,984,000 | 62,980,000 |
| Risk-weighted assets | 315,828,000 | 323,754,000 | 340,721,000 | 347,805,000 |