Call reports 2020
SOUTHTRUST BANK, N.A. — 2020
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 418,733,000 | 466,313,000 | 460,619,000 | 473,353,000 |
| Total loans | 204,244,000 | 255,694,000 | 269,162,000 | 283,197,000 |
| Allowance for loan losses | 6,264,000 | 6,262,000 | 6,268,000 | 6,241,000 |
| Securities available for sale | 96,819,000 | 91,300,000 | 82,372,000 | 72,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,913,000 | 414,667,000 | 408,666,000 | 422,760,000 |
| Interest-bearing deposits | 265,890,000 | 277,977,000 | 276,299,000 | 286,494,000 |
| Noninterest-bearing deposits | 104,023,000 | 136,690,000 | 132,367,000 | 136,266,000 |
| Equity capital | 47,655,000 | 48,459,000 | 48,764,000 | 48,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,572,000 | 9,969,000 | 13,466,000 |
| Interest expense | 351,000 | 588,000 | 802,000 | 1,002,000 |
| Net interest income | 2,966,000 | 5,984,000 | 9,167,000 | 12,464,000 |
| Noninterest income | 418,000 | 1,178,000 | 1,915,000 | 2,545,000 |
| Noninterest expense | 2,914,000 | 6,060,000 | 9,244,000 | 12,428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 470,000 | 1,102,000 | 1,838,000 | 2,581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 1,102,000 | 1,838,000 | 2,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,992,000 | 45,523,000 | 46,108,000 | 45,808,000 |
| Total capital | 48,059,000 | 48,642,000 | 49,354,000 | 49,237,000 |
| Risk-weighted assets | 242,105,000 | 246,264,000 | 256,604,000 | 271,410,000 |