Call reports 2016
SOUTHTRUST BANK, N.A. — 2016
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 371,986,000 | 358,131,000 | 352,043,000 | 355,358,000 |
| Total loans | 256,594,000 | 252,137,000 | 253,726,000 | 252,225,000 |
| Allowance for loan losses | 4,910,000 | 5,021,000 | 5,449,000 | 6,355,000 |
| Securities available for sale | 71,601,000 | 69,386,000 | 61,975,000 | 59,753,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 1,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,687,000 | 296,858,000 | 300,395,000 | 306,012,000 |
| Interest-bearing deposits | 193,893,000 | 196,470,000 | 200,162,000 | 203,291,000 |
| Noninterest-bearing deposits | 102,794,000 | 100,388,000 | 100,233,000 | 102,721,000 |
| Equity capital | 37,141,000 | 36,945,000 | 36,968,000 | 35,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,845,000 | 7,498,000 | 11,069,000 | 14,582,000 |
| Interest expense | 246,000 | 495,000 | 751,000 | 1,004,000 |
| Net interest income | 3,599,000 | 7,003,000 | 10,318,000 | 13,578,000 |
| Noninterest income | 434,000 | 863,000 | 1,275,000 | 1,681,000 |
| Noninterest expense | 2,978,000 | 6,037,000 | 8,895,000 | 11,526,000 |
| Provision for loan losses | 50,000 | 600,000 | 1,300,000 | 3,150,000 |
| Pretax income | 1,005,000 | 1,229,000 | 1,398,000 | 583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,005,000 | 1,229,000 | 1,398,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,489,000 | 36,162,000 | 36,245,000 | 35,430,000 |
| Total capital | 40,056,000 | 39,686,000 | 39,747,000 | 38,914,000 |
| Risk-weighted assets | 283,958,000 | 280,381,000 | 278,104,000 | 275,802,000 |