Call reports 2015
SOUTHTRUST BANK, N.A. — 2015
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 357,854,000 | 371,992,000 | 362,737,000 | 362,504,000 |
| Total loans | 248,160,000 | 258,403,000 | 257,260,000 | 264,783,000 |
| Allowance for loan losses | 4,260,000 | 4,593,000 | 4,892,000 | 4,914,000 |
| Securities available for sale | 86,478,000 | 83,551,000 | 77,899,000 | 75,186,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,172,000 | 293,182,000 | 289,618,000 | 294,039,000 |
| Interest-bearing deposits | 199,409,000 | 190,195,000 | 184,783,000 | 190,706,000 |
| Noninterest-bearing deposits | 107,763,000 | 102,987,000 | 104,835,000 | 103,333,000 |
| Equity capital | 34,406,000 | 34,286,000 | 35,056,000 | 36,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,766,000 | 11,754,000 | 15,728,000 |
| Interest expense | 202,000 | 403,000 | 627,000 | 853,000 |
| Net interest income | 3,607,000 | 7,363,000 | 11,127,000 | 14,875,000 |
| Noninterest income | 392,000 | 482,000 | 897,000 | 1,282,000 |
| Noninterest expense | 2,754,000 | 5,571,000 | 8,527,000 | 11,043,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,250,000 |
| Pretax income | 870,000 | 1,524,000 | 2,372,000 | 3,864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 870,000 | 1,524,000 | 2,372,000 | 3,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,634,000 | 33,836,000 | 34,381,000 | 35,875,000 |
| Total capital | 37,089,000 | 37,397,000 | 37,794,000 | 39,542,000 |
| Risk-weighted assets | 275,519,000 | 283,763,000 | 271,458,000 | 292,049,000 |