Call reports 2014
SOUTHTRUST BANK, N.A. — 2014
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 325,639,000 | 337,180,000 | 334,022,000 | 356,956,000 |
| Total loans | 196,563,000 | 215,316,000 | 220,773,000 | 243,781,000 |
| Allowance for loan losses | 3,539,000 | 3,524,000 | 3,737,000 | 3,893,000 |
| Securities available for sale | 97,073,000 | 96,353,000 | 92,230,000 | 90,759,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,435,000 | 304,128,000 | 299,700,000 | 304,603,000 |
| Interest-bearing deposits | 187,882,000 | 195,953,000 | 199,507,000 | 196,582,000 |
| Noninterest-bearing deposits | 105,553,000 | 108,175,000 | 100,193,000 | 108,021,000 |
| Equity capital | 31,188,000 | 31,812,000 | 32,647,000 | 34,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,435,000 | 7,071,000 | 10,801,000 | 14,694,000 |
| Interest expense | 172,000 | 348,000 | 535,000 | 729,000 |
| Net interest income | 3,263,000 | 6,723,000 | 10,266,000 | 13,965,000 |
| Noninterest income | 382,000 | 743,000 | 1,111,000 | 1,497,000 |
| Noninterest expense | 2,379,000 | 4,857,000 | 7,438,000 | 9,958,000 |
| Provision for loan losses | 150,000 | 300,000 | 525,000 | 750,000 |
| Pretax income | 1,116,000 | 2,309,000 | 3,414,000 | 4,754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,116,000 | 2,309,000 | 3,414,000 | 4,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,899,000 | 31,341,000 | 32,048,000 | 33,388,000 |
| Total capital | 33,685,000 | 34,389,000 | 35,198,000 | 36,819,000 |
| Risk-weighted assets | 221,986,000 | 243,240,000 | 251,271,000 | 273,913,000 |