Call reports 2013
SOUTHTRUST BANK, N.A. — 2013
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 279,439,000 | 281,367,000 | 290,782,000 | 305,334,000 |
| Total loans | 157,834,000 | 164,499,000 | 173,214,000 | 181,217,000 |
| Allowance for loan losses | 3,240,000 | 3,281,000 | 3,353,000 | 3,375,000 |
| Securities available for sale | 83,831,000 | 91,285,000 | 90,621,000 | 98,482,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,525,000 | 251,062,000 | 260,387,000 | 274,256,000 |
| Interest-bearing deposits | 167,927,000 | 168,235,000 | 171,836,000 | 181,247,000 |
| Noninterest-bearing deposits | 81,598,000 | 82,827,000 | 88,551,000 | 93,009,000 |
| Equity capital | 29,107,000 | 29,267,000 | 28,862,000 | 30,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,021,000 | 6,096,000 | 9,297,000 | 12,629,000 |
| Interest expense | 183,000 | 358,000 | 534,000 | 709,000 |
| Net interest income | 2,838,000 | 5,738,000 | 8,763,000 | 11,920,000 |
| Noninterest income | 372,000 | 774,000 | 1,159,000 | 1,532,000 |
| Noninterest expense | 1,838,000 | 3,713,000 | 5,865,000 | 8,170,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 345,000 |
| Pretax income | 1,297,000 | 2,649,000 | 3,832,000 | 4,937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,297,000 | 2,649,000 | 3,832,000 | 4,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,647,000 | 28,213,000 | 28,794,000 | 29,899,000 |
| Total capital | 29,871,000 | 30,539,000 | 31,245,000 | 32,475,000 |
| Risk-weighted assets | 176,754,000 | 185,005,000 | 195,090,000 | 205,208,000 |