Call reports 2010
SOUTHTRUST BANK, N.A. — 2010
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,241,000 | 177,157,000 | 187,744,000 | 193,887,000 |
| Total loans | 119,238,000 | 118,403,000 | 119,595,000 | 127,177,000 |
| Allowance for loan losses | 2,479,000 | 2,569,000 | 2,800,000 | 3,013,000 |
| Securities available for sale | 28,714,000 | 30,981,000 | 38,506,000 | 45,261,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,542,000 | 157,137,000 | 166,791,000 | 172,782,000 |
| Interest-bearing deposits | 114,419,000 | 122,967,000 | 129,584,000 | 133,542,000 |
| Noninterest-bearing deposits | 36,123,000 | 34,170,000 | 37,207,000 | 39,240,000 |
| Equity capital | 18,921,000 | 19,209,000 | 20,058,000 | 20,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,743,000 | 7,214,000 | 9,702,000 |
| Interest expense | 384,000 | 754,000 | 1,109,000 | 1,449,000 |
| Net interest income | 1,942,000 | 3,989,000 | 6,105,000 | 8,253,000 |
| Noninterest income | 360,000 | 715,000 | 1,105,000 | 1,479,000 |
| Noninterest expense | 1,352,000 | 2,741,000 | 4,121,000 | 5,568,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 710,000 | 1,483,000 | 2,369,000 | 3,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 710,000 | 1,483,000 | 2,369,000 | 3,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,871,000 | 18,212,000 | 18,761,000 | 19,596,000 |
| Total capital | 19,437,000 | 19,778,000 | 20,360,000 | 21,318,000 |
| Risk-weighted assets | 124,296,000 | 124,189,000 | 126,571,000 | 136,377,000 |