Call reports 2005
SOUTHTRUST BANK, N.A. — 2005
What SOUTHTRUST BANK, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 111,396,000 | 110,116,000 | 109,472,000 | 118,325,000 |
| Total loans | 77,456,000 | 81,351,000 | 81,617,000 | 82,314,000 |
| Allowance for loan losses | 1,090,000 | 1,133,000 | 1,208,000 | 1,281,000 |
| Securities available for sale | 23,183,000 | 20,800,000 | 19,014,000 | 24,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,919,000 | 99,278,000 | 98,422,000 | 106,741,000 |
| Interest-bearing deposits | 75,005,000 | 72,409,000 | 71,740,000 | 76,260,000 |
| Noninterest-bearing deposits | 25,914,000 | 26,870,000 | 26,682,000 | 30,481,000 |
| Equity capital | 9,962,000 | 10,255,000 | 10,563,000 | 10,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,288,000 | 5,013,000 | 6,828,000 |
| Interest expense | 277,000 | 600,000 | 960,000 | 1,398,000 |
| Net interest income | 1,323,000 | 2,688,000 | 4,053,000 | 5,430,000 |
| Noninterest income | 295,000 | 631,000 | 934,000 | 1,235,000 |
| Noninterest expense | 970,000 | 1,953,000 | 2,971,000 | 4,032,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 543,000 | 1,156,000 | 1,701,000 | 2,213,000 |
| Income tax | 0 | 0 | 0 | -7,000 |
| Net income | 543,000 | 1,156,000 | 1,701,000 | 2,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,161,000 | 10,403,000 | 10,750,000 | 11,269,000 |
| Total capital | 11,198,000 | 11,485,000 | 11,839,000 | 12,385,000 |
| Risk-weighted assets | 82,938,000 | 86,539,000 | 87,007,000 | 89,142,000 |
Machine access — free, no API key
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