Call reports 2016
ANDERSON STATE BANK — 2016
What ANDERSON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,458,000 | 81,373,000 | 85,135,000 | 81,402,000 |
| Total loans | 28,238,000 | 27,782,000 | 27,942,000 | 27,778,000 |
| Allowance for loan losses | 280,000 | 281,000 | 277,000 | 307,000 |
| Securities available for sale | 32,452,000 | 32,238,000 | 34,594,000 | 36,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,456,000 | 69,232,000 | 72,837,000 | 69,499,000 |
| Interest-bearing deposits | 56,850,000 | 56,737,000 | 59,625,000 | 57,333,000 |
| Noninterest-bearing deposits | 12,606,000 | 12,495,000 | 13,212,000 | 12,166,000 |
| Equity capital | 11,830,000 | 11,932,000 | 12,054,000 | 11,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 894,000 | 1,350,000 | 1,802,000 |
| Interest expense | 53,000 | 106,000 | 162,000 | 217,000 |
| Net interest income | 395,000 | 788,000 | 1,188,000 | 1,585,000 |
| Noninterest income | 42,000 | 85,000 | 132,000 | 175,000 |
| Noninterest expense | 320,000 | 629,000 | 956,000 | 1,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 244,000 | 364,000 | 472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 244,000 | 364,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,767,000 | 11,895,000 | 12,003,000 | 11,981,000 |
| Total capital | 12,047,000 | 12,176,000 | 12,280,000 | 12,288,000 |
| Risk-weighted assets | 41,634,000 | 40,820,000 | 40,422,000 | 39,258,000 |