Call reports 2015
ANDERSON STATE BANK — 2015
What ANDERSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,634,000 | 78,650,000 | 80,925,000 | 79,571,000 |
| Total loans | 27,138,000 | 28,315,000 | 27,688,000 | 28,657,000 |
| Allowance for loan losses | 294,000 | 300,000 | 289,000 | 275,000 |
| Securities available for sale | 31,454,000 | 27,809,000 | 31,224,000 | 30,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,003,000 | 66,855,000 | 69,004,000 | 67,785,000 |
| Interest-bearing deposits | 59,383,000 | 56,958,000 | 58,854,000 | 56,000,000 |
| Noninterest-bearing deposits | 9,621,000 | 9,898,000 | 10,150,000 | 11,785,000 |
| Equity capital | 11,448,000 | 11,572,000 | 11,662,000 | 11,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 856,000 | 1,284,000 | 1,717,000 |
| Interest expense | 61,000 | 120,000 | 177,000 | 233,000 |
| Net interest income | 366,000 | 736,000 | 1,107,000 | 1,484,000 |
| Noninterest income | 50,000 | 95,000 | 140,000 | 185,000 |
| Noninterest expense | 332,000 | 661,000 | 983,000 | 1,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 170,000 | 264,000 | 377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 170,000 | 264,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,448,000 | 11,517,000 | 11,611,000 | 11,651,000 |
| Total capital | 11,742,000 | 11,817,000 | 11,900,000 | 11,926,000 |
| Risk-weighted assets | 42,270,000 | 42,071,000 | 41,385,000 | 41,839,000 |