Call reports 2013
ANDERSON STATE BANK — 2013
What ANDERSON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,204,000 | 88,137,000 | 85,192,000 | 82,596,000 |
| Total loans | 28,375,000 | 28,641,000 | 28,651,000 | 29,191,000 |
| Allowance for loan losses | 358,000 | 358,000 | 357,000 | 344,000 |
| Securities available for sale | 32,972,000 | 34,874,000 | 36,514,000 | 36,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,976,000 | 76,839,000 | 74,222,000 | 71,367,000 |
| Interest-bearing deposits | 66,440,000 | 66,777,000 | 65,300,000 | 60,791,000 |
| Noninterest-bearing deposits | 10,537,000 | 10,063,000 | 8,921,000 | 10,576,000 |
| Equity capital | 11,020,000 | 11,062,000 | 10,710,000 | 10,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 914,000 | 1,370,000 | 1,846,000 |
| Interest expense | 82,000 | 161,000 | 238,000 | 310,000 |
| Net interest income | 380,000 | 753,000 | 1,132,000 | 1,536,000 |
| Noninterest income | 47,000 | 155,000 | 205,000 | 252,000 |
| Noninterest expense | 357,000 | 676,000 | 1,024,000 | 1,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 232,000 | 313,000 | 402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 232,000 | 313,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,875,000 | 11,037,000 | 11,119,000 | 11,088,000 |
| Total capital | 11,233,000 | 11,395,000 | 11,476,000 | 11,433,000 |
| Risk-weighted assets | 55,435,000 | 45,274,000 | 44,628,000 | 44,504,000 |