Call reports 2012
ANDERSON STATE BANK — 2012
What ANDERSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,735,000 | 82,070,000 | 84,732,000 | 81,602,000 |
| Total loans | 31,306,000 | 31,135,000 | 31,336,000 | 31,994,000 |
| Allowance for loan losses | 463,000 | 463,000 | 448,000 | 358,000 |
| Securities available for sale | 23,197,000 | 25,564,000 | 25,263,000 | 28,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,829,000 | 71,015,000 | 73,532,000 | 70,393,000 |
| Interest-bearing deposits | 59,586,000 | 60,593,000 | 61,440,000 | 59,827,000 |
| Noninterest-bearing deposits | 9,243,000 | 10,422,000 | 12,093,000 | 10,567,000 |
| Equity capital | 10,684,000 | 10,801,000 | 10,914,000 | 10,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 955,000 | 1,433,000 | 1,903,000 |
| Interest expense | 106,000 | 210,000 | 307,000 | 395,000 |
| Net interest income | 360,000 | 745,000 | 1,126,000 | 1,508,000 |
| Noninterest income | 42,000 | 88,000 | 137,000 | 186,000 |
| Noninterest expense | 332,000 | 666,000 | 1,018,000 | 1,353,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 30,000 | 127,000 | 205,000 | 301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 127,000 | 205,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,602,000 | 10,697,000 | 10,778,000 | 10,806,000 |
| Total capital | 11,065,000 | 11,160,000 | 11,225,000 | 11,164,000 |
| Risk-weighted assets | 41,723,000 | 42,450,000 | 44,011,000 | 45,365,000 |