Call reports 2010
ANDERSON STATE BANK — 2010
What ANDERSON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,261,000 | 64,969,000 | 65,930,000 | 66,085,000 |
| Total loans | 33,806,000 | 34,630,000 | 33,989,000 | 33,766,000 |
| Allowance for loan losses | 454,000 | 464,000 | 391,000 | 458,000 |
| Securities available for sale | 18,576,000 | 18,250,000 | 17,393,000 | 18,931,000 |
| Securities held to maturity | 910,000 | 555,000 | 555,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,589,000 | 54,214,000 | 55,112,000 | 55,511,000 |
| Interest-bearing deposits | 46,715,000 | 47,586,000 | 48,545,000 | 47,337,000 |
| Noninterest-bearing deposits | 6,875,000 | 6,629,000 | 6,568,000 | 8,175,000 |
| Equity capital | 10,449,000 | 10,499,000 | 10,533,000 | 10,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,130,000 | 1,628,000 | 2,141,000 |
| Interest expense | 152,000 | 305,000 | 454,000 | 588,000 |
| Net interest income | 419,000 | 825,000 | 1,174,000 | 1,553,000 |
| Noninterest income | 39,000 | 87,000 | 134,000 | 176,000 |
| Noninterest expense | 297,000 | 588,000 | 929,000 | 1,287,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 200,000 |
| Pretax income | 121,000 | 284,000 | 339,000 | 242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 284,000 | 339,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,325,000 | 10,406,000 | 10,427,000 | 10,328,000 |
| Total capital | 10,779,000 | 10,870,000 | 10,818,000 | 10,786,000 |
| Risk-weighted assets | 39,573,000 | 40,415,000 | 63,282,000 | 40,011,000 |