Call report 2024Q4
CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION — 2024Q4
The 22 measures CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,131,000 | USD | evidence → |
| Total loans | 142,273,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 27,670,000 | USD | evidence → |
| Securities held to maturity | 682,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,311,000 | USD | evidence → |
| Interest-bearing deposits | 163,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,917,000 | USD | evidence → |
| Equity capital | 17,564,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,935,000 | USD | evidence → |
| Interest expense | 3,765,000 | USD | evidence → |
| Net interest income | 3,170,000 | USD | evidence → |
| Noninterest income | 217,000 | USD | evidence → |
| Noninterest expense | 3,589,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -190,000 | USD | evidence → |
| Income tax | -139,000 | USD | evidence → |
| Net income | -51,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,168,000 | USD | evidence → |
| Total capital | 19,468,000 | USD | evidence → |
| Risk-weighted assets | 95,271,000 | USD | evidence → |