Call report 2022Q4
CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION — 2022Q4
The 22 measures CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,287,000 | USD | evidence → |
| Total loans | 137,322,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 22,925,000 | USD | evidence → |
| Securities held to maturity | 1,166,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,717,000 | USD | evidence → |
| Interest-bearing deposits | 156,650,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,067,000 | USD | evidence → |
| Equity capital | 17,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,144,000 | USD | evidence → |
| Interest expense | 1,069,000 | USD | evidence → |
| Net interest income | 4,075,000 | USD | evidence → |
| Noninterest income | 607,000 | USD | evidence → |
| Noninterest expense | 3,588,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,072,000 | USD | evidence → |
| Income tax | 152,000 | USD | evidence → |
| Net income | 920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,265,000 | USD | evidence → |
| Total capital | 19,565,000 | USD | evidence → |
| Risk-weighted assets | 91,077,000 | USD | evidence → |