Call report 2015Q4
CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION — 2015Q4
The 22 measures CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,782,000 | USD | evidence → |
| Total loans | 103,370,000 | USD | evidence → |
| Allowance for loan losses | 280,000 | USD | evidence → |
| Securities available for sale | 8,029,000 | USD | evidence → |
| Securities held to maturity | 14,383,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 126,607,000 | USD | evidence → |
| Interest-bearing deposits | 124,484,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,123,000 | USD | evidence → |
| Equity capital | 13,963,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,529,000 | USD | evidence → |
| Interest expense | 986,000 | USD | evidence → |
| Net interest income | 3,543,000 | USD | evidence → |
| Noninterest income | 538,000 | USD | evidence → |
| Noninterest expense | 3,563,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 498,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 449,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,630,000 | USD | evidence → |
| Total capital | 15,910,000 | USD | evidence → |
| Risk-weighted assets | 68,824,000 | USD | evidence → |