Call report 2012Q4
CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q4
The 22 measures CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,493,000 | USD | evidence → |
| Total loans | 116,941,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 9,279,000 | USD | evidence → |
| Securities held to maturity | 13,305,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,672,000 | USD | evidence → |
| Interest-bearing deposits | 138,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,156,000 | USD | evidence → |
| Equity capital | 13,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,589,000 | USD | evidence → |
| Interest expense | 1,683,000 | USD | evidence → |
| Net interest income | 3,906,000 | USD | evidence → |
| Noninterest income | 652,000 | USD | evidence → |
| Noninterest expense | 3,315,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 1,238,000 | USD | evidence → |
| Income tax | 330,000 | USD | evidence → |
| Net income | 908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,806,000 | USD | evidence → |
| Total capital | 14,106,000 | USD | evidence → |
| Risk-weighted assets | 75,632,000 | USD | evidence → |