Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 29,424,000 | 29,088,000 |
| Total loans | 12,748,000 | 12,338,000 |
| Allowance for loan losses | 210,000 | 201,000 |
| Securities available for sale | 9,920,000 | 9,753,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 24,739,000 | 24,477,000 |
| Interest-bearing deposits | 17,765,000 | 17,409,000 |
| Noninterest-bearing deposits | 6,974,000 | 7,068,000 |
| Equity capital | 4,443,000 | 4,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 274,000 | 534,000 |
| Interest expense | 15,000 | 30,000 |
| Net interest income | 259,000 | 504,000 |
| Noninterest income | -3,000 | 21,000 |
| Noninterest expense | 276,000 | 488,000 |
| Provision for loan losses | -31,000 | -41,000 |
| Pretax income | 11,000 | 78,000 |
| Income tax | 0 | 3,000 |
| Net income | 11,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 4,081,000 | 4,144,000 |
| Total capital | 4,291,000 | 4,345,000 |
| Risk-weighted assets | 17,116,000 | 16,770,000 |