Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,390,000 | 31,745,000 | 32,404,000 | 29,887,000 |
| Total loans | 11,334,000 | 13,423,000 | 13,444,000 | 14,054,000 |
| Allowance for loan losses | 325,000 | 246,000 | 256,000 | 252,000 |
| Securities available for sale | 14,500,000 | 11,781,000 | 11,265,000 | 10,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,678,000 | 26,946,000 | 27,498,000 | 25,121,000 |
| Interest-bearing deposits | 20,252,000 | 19,761,000 | 20,931,000 | 18,393,000 |
| Noninterest-bearing deposits | 6,426,000 | 7,185,000 | 6,567,000 | 6,728,000 |
| Equity capital | 4,410,000 | 4,451,000 | 4,474,000 | 4,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 597,000 | 892,000 | 1,187,000 |
| Interest expense | 27,000 | 48,000 | 67,000 | 83,000 |
| Net interest income | 272,000 | 549,000 | 825,000 | 1,104,000 |
| Noninterest income | 36,000 | 65,000 | 79,000 | 107,000 |
| Noninterest expense | 265,000 | 535,000 | 773,000 | 1,036,000 |
| Provision for loan losses | 12,000 | 34,000 | 79,000 | 95,000 |
| Pretax income | 273,000 | 287,000 | 294,000 | 322,000 |
| Income tax | 93,000 | 98,000 | 100,000 | 21,000 |
| Net income | 180,000 | 189,000 | 194,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,011,000 | 4,045,000 | 4,054,000 | 4,155,000 |
| Total capital | 4,186,000 | 4,274,000 | 4,297,000 | 4,390,000 |
| Risk-weighted assets | 13,847,000 | 18,322,000 | 19,434,000 | 18,777,000 |