Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,450,000 | 33,077,000 | 35,070,000 | 32,852,000 |
| Total loans | 8,695,000 | 7,728,000 | 8,393,000 | 10,272,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 | 330,000 |
| Securities available for sale | 18,000,000 | 19,739,000 | 19,459,000 | 17,879,000 |
| Securities held to maturity | 1,500,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,800,000 | 28,134,000 | 29,802,000 | 27,925,000 |
| Interest-bearing deposits | 22,678,000 | 22,738,000 | 20,127,000 | 21,727,000 |
| Noninterest-bearing deposits | 5,122,000 | 5,396,000 | 9,675,000 | 6,198,000 |
| Equity capital | 4,457,000 | 4,650,000 | 4,868,000 | 4,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 614,000 | 915,000 | 1,211,000 |
| Interest expense | 54,000 | 105,000 | 155,000 | 191,000 |
| Net interest income | 255,000 | 509,000 | 760,000 | 1,020,000 |
| Noninterest income | 47,000 | 91,000 | 131,000 | 164,000 |
| Noninterest expense | 229,000 | 464,000 | 724,000 | 993,000 |
| Provision for loan losses | 0 | 0 | 0 | 271,000 |
| Pretax income | 73,000 | 136,000 | 167,000 | -80,000 |
| Income tax | 6,000 | 6,000 | 6,000 | -112,000 |
| Net income | 67,000 | 130,000 | 161,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,278,000 | 4,341,000 | 4,372,000 | 3,971,000 |
| Total capital | 4,361,000 | 4,424,000 | 4,455,000 | 4,185,000 |
| Risk-weighted assets | 13,667,000 | 11,432,000 | 12,408,000 | 16,971,000 |