Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,567,000 | 33,019,000 | 33,282,000 | 33,502,000 |
| Total loans | 8,624,000 | 8,436,000 | 9,162,000 | 8,047,000 |
| Allowance for loan losses | 72,000 | 72,000 | 72,000 | 83,000 |
| Securities available for sale | 14,787,000 | 14,279,000 | 14,800,000 | 14,783,000 |
| Securities held to maturity | 5,499,000 | 5,499,000 | 4,499,000 | 4,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,221,000 | 28,577,000 | 28,433,000 | 29,052,000 |
| Interest-bearing deposits | 24,372,000 | 23,619,000 | 23,546,000 | 22,350,000 |
| Noninterest-bearing deposits | 4,849,000 | 4,958,000 | 4,887,000 | 6,702,000 |
| Equity capital | 4,160,000 | 4,241,000 | 4,514,000 | 4,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 688,000 | 1,034,000 | 1,357,000 |
| Interest expense | 63,000 | 121,000 | 176,000 | 232,000 |
| Net interest income | 282,000 | 567,000 | 858,000 | 1,125,000 |
| Noninterest income | 34,000 | 63,000 | 97,000 | 102,000 |
| Noninterest expense | 230,000 | 466,000 | 689,000 | 921,000 |
| Provision for loan losses | 0 | 0 | 0 | 32,000 |
| Pretax income | 92,000 | 172,000 | 274,000 | 282,000 |
| Income tax | 15,000 | 26,000 | 43,000 | 10,000 |
| Net income | 77,000 | 146,000 | 231,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,018,000 | 4,086,000 | 4,172,000 | 4,211,000 |
| Total capital | 4,090,000 | 4,158,000 | 4,244,000 | 4,294,000 |
| Risk-weighted assets | 13,672,000 | 12,534,000 | 12,740,000 | 11,820,000 |