Call reports 2016
HAMILTON BANK — 2016
What HAMILTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 387,061,000 | 518,854,000 | 510,208,000 | 494,992,000 |
| Total loans | 221,703,000 | 330,817,000 | 329,571,000 | 330,860,000 |
| Allowance for loan losses | 1,702,000 | 1,897,000 | 1,942,000 | 2,063,000 |
| Securities available for sale | 69,484,000 | 79,522,000 | 95,741,000 | 104,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,859,000 | 433,779,000 | 426,709,000 | 410,757,000 |
| Interest-bearing deposits | 293,918,000 | 402,067,000 | 398,645,000 | 384,956,000 |
| Noninterest-bearing deposits | 22,941,000 | 31,712,000 | 28,064,000 | 25,801,000 |
| Equity capital | 51,547,000 | 50,254,000 | 50,488,000 | 52,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,917,000 | 11,199,000 | 15,553,000 |
| Interest expense | 558,000 | 1,234,000 | 2,010,000 | 2,786,000 |
| Net interest income | 2,604,000 | 5,683,000 | 9,189,000 | 12,767,000 |
| Noninterest income | 199,000 | 451,000 | 744,000 | 1,002,000 |
| Noninterest expense | 2,486,000 | 5,945,000 | 9,098,000 | 12,180,000 |
| Provision for loan losses | 250,000 | 460,000 | 510,000 | 1,290,000 |
| Pretax income | 296,000 | -42,000 | 554,000 | 552,000 |
| Income tax | 103,000 | -57,000 | 122,000 | 64,000 |
| Net income | 193,000 | 15,000 | 432,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,517,000 | 37,614,000 | 38,463,000 | 41,747,000 |
| Total capital | 46,261,000 | 39,553,000 | 40,453,000 | 43,860,000 |
| Risk-weighted assets | 233,574,000 | 317,770,000 | 328,525,000 | 328,054,000 |