Call reports 2015
HAMILTON BANK — 2015
What HAMILTON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 284,972,000 | 285,368,000 | 357,853,000 | 362,439,000 |
| Total loans | 160,866,000 | 169,880,000 | 224,675,000 | 227,840,000 |
| Allowance for loan losses | 1,690,000 | 1,673,000 | 1,734,000 | 2,016,000 |
| Securities available for sale | 91,958,000 | 85,413,000 | 86,402,000 | 76,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,249,000 | 228,976,000 | 286,503,000 | 291,416,000 |
| Interest-bearing deposits | 205,666,000 | 205,364,000 | 262,383,000 | 266,328,000 |
| Noninterest-bearing deposits | 22,583,000 | 23,612,000 | 24,120,000 | 25,088,000 |
| Equity capital | 46,910,000 | 46,648,000 | 50,554,000 | 50,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,751,000 | 7,312,000 | 10,516,000 |
| Interest expense | 412,000 | 815,000 | 1,271,000 | 1,793,000 |
| Net interest income | 1,958,000 | 3,936,000 | 6,041,000 | 8,723,000 |
| Noninterest income | -25,000 | 581,000 | 801,000 | 1,019,000 |
| Noninterest expense | 2,245,000 | 4,279,000 | 6,298,000 | 8,785,000 |
| Provision for loan losses | -175,000 | -175,000 | -55,000 | 15,000 |
| Pretax income | -137,000 | 413,000 | 621,000 | 984,000 |
| Income tax | -66,000 | 140,000 | 187,000 | 319,000 |
| Net income | -71,000 | 273,000 | 434,000 | 665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,187,000 | 44,844,000 | 43,787,000 | 44,578,000 |
| Total capital | 45,910,000 | 46,554,000 | 45,566,000 | 46,636,000 |
| Risk-weighted assets | 181,345,000 | 191,060,000 | 236,925,000 | 237,977,000 |