Call reports 2014
HAMILTON BANK — 2014
What HAMILTON BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 292,807,000 | 292,868,000 | 285,332,000 | 280,721,000 |
| Total loans | 144,699,000 | 146,919,000 | 149,144,000 | 158,903,000 |
| Allowance for loan losses | 1,786,000 | 2,047,000 | 2,094,000 | 1,964,000 |
| Securities available for sale | 98,640,000 | 105,097,000 | 100,494,000 | 96,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,356,000 | 243,188,000 | 236,278,000 | 227,661,000 |
| Interest-bearing deposits | 223,493,000 | 220,416,000 | 215,456,000 | 210,591,000 |
| Noninterest-bearing deposits | 19,863,000 | 22,772,000 | 20,822,000 | 17,070,000 |
| Equity capital | 45,326,000 | 45,815,000 | 45,110,000 | 46,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,433,000 | 4,810,000 | 7,086,000 | 9,406,000 |
| Interest expense | 456,000 | 910,000 | 1,362,000 | 1,801,000 |
| Net interest income | 1,977,000 | 3,900,000 | 5,724,000 | 7,605,000 |
| Noninterest income | -159,000 | 51,000 | 269,000 | 477,000 |
| Noninterest expense | 2,491,000 | 4,706,000 | 6,872,000 | 9,006,000 |
| Provision for loan losses | 375,000 | 675,000 | 845,000 | 720,000 |
| Pretax income | -968,000 | -1,328,000 | -1,456,000 | -1,334,000 |
| Income tax | -390,000 | -565,000 | -637,000 | -606,000 |
| Net income | -578,000 | -763,000 | -819,000 | -728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,014,000 | 43,944,000 | 41,200,000 | 42,236,000 |
| Total capital | 45,800,000 | 45,990,000 | 43,238,000 | 44,228,000 |
| Risk-weighted assets | 161,355,000 | 163,675,000 | 164,331,000 | 172,905,000 |