Call reports 2013
HAMILTON BANK — 2013
What HAMILTON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 320,966,000 | 314,941,000 | 303,798,000 | 290,547,000 |
| Total loans | 161,373,000 | 163,636,000 | 154,248,000 | 151,878,000 |
| Allowance for loan losses | 2,071,000 | 2,230,000 | 2,659,000 | 2,548,000 |
| Securities available for sale | 110,243,000 | 107,779,000 | 105,946,000 | 106,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,659,000 | 264,434,000 | 253,819,000 | 241,334,000 |
| Interest-bearing deposits | 248,561,000 | 241,269,000 | 230,368,000 | 224,678,000 |
| Noninterest-bearing deposits | 18,098,000 | 23,165,000 | 23,451,000 | 16,656,000 |
| Equity capital | 48,164,000 | 46,465,000 | 45,826,000 | 45,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,661,000 | 5,322,000 | 7,924,000 | 10,412,000 |
| Interest expense | 635,000 | 1,210,000 | 1,724,000 | 2,200,000 |
| Net interest income | 2,026,000 | 4,112,000 | 6,200,000 | 8,212,000 |
| Noninterest income | 172,000 | 347,000 | 538,000 | 653,000 |
| Noninterest expense | 2,050,000 | 4,170,000 | 6,318,000 | 8,489,000 |
| Provision for loan losses | 1,337,000 | 1,641,000 | 2,656,000 | 2,835,000 |
| Pretax income | -1,038,000 | -1,105,000 | -1,989,000 | -2,216,000 |
| Income tax | -439,000 | -505,000 | -894,000 | -1,027,000 |
| Net income | -599,000 | -600,000 | -1,095,000 | -1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,885,000 | 44,895,000 | 44,412,000 | 44,328,000 |
| Total capital | 46,956,000 | 47,114,000 | 46,547,000 | 46,401,000 |
| Risk-weighted assets | 175,855,000 | 177,545,000 | 170,222,000 | 165,408,000 |