Call reports 2014
BAY VIEW FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What BAY VIEW FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 135,613,000 |
| Total loans | 73,804,000 |
| Allowance for loan losses | 903,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 44,020,000 |
| Trading assets | 0 |
| Total deposits | 109,825,000 |
| Interest-bearing deposits | 109,825,000 |
| Noninterest-bearing deposits | 0 |
| Equity capital | 19,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 1,294,000 |
| Interest expense | 257,000 |
| Net interest income | 1,037,000 |
| Noninterest income | 49,000 |
| Noninterest expense | 414,000 |
| Provision for loan losses | 89,000 |
| Pretax income | 583,000 |
| Income tax | 195,000 |
| Net income | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 19,864,000 |
| Total capital | 20,565,000 |
| Risk-weighted assets | 55,858,000 |