Call reports 2025
IOWA STATE BANK — 2025
What IOWA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 364,475,000 | 362,316,000 | 371,066,000 | 375,883,000 |
| Total loans | 262,836,000 | 267,014,000 | 272,830,000 | 270,065,000 |
| Allowance for loan losses | 9,023,000 | 9,055,000 | 8,709,000 | 7,950,000 |
| Securities available for sale | 72,555,000 | 76,272,000 | 79,209,000 | 84,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,205,000 | 317,257,000 | 324,010,000 | 329,535,000 |
| Interest-bearing deposits | 290,799,000 | 290,178,000 | 295,433,000 | 298,627,000 |
| Noninterest-bearing deposits | 31,406,000 | 27,079,000 | 28,577,000 | 30,908,000 |
| Equity capital | 37,605,000 | 39,846,000 | 41,536,000 | 40,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,262,000 | 10,619,000 | 16,096,000 | 21,610,000 |
| Interest expense | 2,574,000 | 5,186,000 | 7,849,000 | 10,514,000 |
| Net interest income | 2,688,000 | 5,433,000 | 8,247,000 | 11,096,000 |
| Noninterest income | 261,000 | 429,000 | 678,000 | 1,041,000 |
| Noninterest expense | 1,544,000 | 2,820,000 | 4,243,000 | 5,943,000 |
| Provision for loan losses | 77,000 | 79,000 | 81,000 | 83,000 |
| Pretax income | 1,382,000 | 3,024,000 | 4,657,000 | 6,167,000 |
| Income tax | 69,000 | -119,000 | -29,000 | 34,000 |
| Net income | 1,313,000 | 3,143,000 | 4,686,000 | 6,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,316,000 | 40,149,000 | 41,192,000 | 40,639,000 |
| Total capital | 41,769,000 | 43,638,000 | 44,736,000 | 44,152,000 |
| Risk-weighted assets | 270,643,000 | 273,551,000 | 278,349,000 | 276,655,000 |