Call reports 2024
IOWA STATE BANK — 2024
What IOWA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 378,446,000 | 368,806,000 | 371,240,000 | 362,001,000 |
| Total loans | 259,424,000 | 260,630,000 | 264,453,000 | 263,879,000 |
| Allowance for loan losses | 7,206,000 | 7,427,000 | 8,131,000 | 7,827,000 |
| Securities available for sale | 95,235,000 | 84,188,000 | 79,626,000 | 73,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,403,000 | 318,456,000 | 322,881,000 | 320,685,000 |
| Interest-bearing deposits | 294,151,000 | 291,590,000 | 295,290,000 | 290,308,000 |
| Noninterest-bearing deposits | 27,252,000 | 26,866,000 | 27,591,000 | 30,377,000 |
| Equity capital | 37,067,000 | 38,068,000 | 38,654,000 | 36,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,963,000 | 9,970,000 | 15,204,000 | 20,529,000 |
| Interest expense | 2,761,000 | 5,585,000 | 8,463,000 | 11,262,000 |
| Net interest income | 2,202,000 | 4,385,000 | 6,741,000 | 9,267,000 |
| Noninterest income | 216,000 | 414,000 | 635,000 | 853,000 |
| Noninterest expense | 1,360,000 | 2,709,000 | 3,412,000 | 4,952,000 |
| Provision for loan losses | 197,000 | 394,000 | 1,091,000 | 1,288,000 |
| Pretax income | 855,000 | 1,742,000 | 2,923,000 | 3,923,000 |
| Income tax | 44,000 | 83,000 | 142,000 | 198,000 |
| Net income | 811,000 | 1,659,000 | 2,781,000 | 3,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,541,000 | 39,389,000 | 39,012,000 | 37,755,000 |
| Total capital | 41,947,000 | 42,835,000 | 42,495,000 | 41,224,000 |
| Risk-weighted assets | 268,651,000 | 271,644,000 | 273,996,000 | 273,116,000 |