Call reports 2023
IOWA STATE BANK — 2023
What IOWA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 399,190,000 | 395,866,000 | 379,840,000 | 383,524,000 |
| Total loans | 244,577,000 | 239,920,000 | 245,660,000 | 251,634,000 |
| Allowance for loan losses | 6,835,000 | 6,993,000 | 6,940,000 | 7,029,000 |
| Securities available for sale | 139,176,000 | 125,396,000 | 112,736,000 | 107,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,860,000 | 341,113,000 | 323,838,000 | 327,459,000 |
| Interest-bearing deposits | 306,423,000 | 310,423,000 | 297,545,000 | 295,055,000 |
| Noninterest-bearing deposits | 34,438,000 | 30,690,000 | 26,293,000 | 32,404,000 |
| Equity capital | 36,079,000 | 36,488,000 | 35,508,000 | 38,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,130,000 | 8,494,000 | 13,063,000 | 17,714,000 |
| Interest expense | 2,193,000 | 4,602,000 | 7,165,000 | 9,856,000 |
| Net interest income | 1,937,000 | 3,892,000 | 5,898,000 | 7,858,000 |
| Noninterest income | 296,000 | 463,000 | 706,000 | 942,000 |
| Noninterest expense | 1,367,000 | 2,573,000 | 4,061,000 | 5,021,000 |
| Provision for loan losses | 2,000 | 154,000 | 305,000 | 576,000 |
| Pretax income | 715,000 | 1,479,000 | 2,089,000 | 3,150,000 |
| Income tax | 38,000 | 74,000 | 105,000 | 156,000 |
| Net income | 677,000 | 1,405,000 | 1,984,000 | 2,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,839,000 | 39,567,000 | 38,921,000 | 39,930,000 |
| Total capital | 42,133,000 | 42,773,000 | 42,175,000 | 43,248,000 |
| Risk-weighted assets | 259,823,000 | 252,574,000 | 256,562,000 | 261,677,000 |