Call reports 2022
IOWA STATE BANK — 2022
What IOWA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 434,291,000 | 421,284,000 | 406,894,000 | 406,525,000 |
| Total loans | 236,528,000 | 225,969,000 | 237,794,000 | 235,420,000 |
| Allowance for loan losses | 7,462,000 | 6,740,000 | 6,676,000 | 6,725,000 |
| Securities available for sale | 136,215,000 | 152,753,000 | 155,057,000 | 151,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,197,000 | 377,640,000 | 358,459,000 | 347,458,000 |
| Interest-bearing deposits | 353,289,000 | 344,123,000 | 321,565,000 | 309,150,000 |
| Noninterest-bearing deposits | 36,908,000 | 33,516,000 | 36,894,000 | 38,307,000 |
| Equity capital | 37,184,000 | 36,711,000 | 33,541,000 | 34,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,417,000 | 6,659,000 | 10,168,000 | 13,896,000 |
| Interest expense | 1,093,000 | 2,195,000 | 3,455,000 | 5,301,000 |
| Net interest income | 2,324,000 | 4,464,000 | 6,713,000 | 8,595,000 |
| Noninterest income | 437,000 | 556,000 | 725,000 | 927,000 |
| Noninterest expense | 1,198,000 | 2,304,000 | 3,387,000 | 5,117,000 |
| Provision for loan losses | 152,000 | 303,000 | 504,000 | 655,000 |
| Pretax income | 1,411,000 | 2,413,000 | 3,547,000 | 3,427,000 |
| Income tax | 71,000 | 117,000 | 178,000 | 171,000 |
| Net income | 1,340,000 | 2,296,000 | 3,369,000 | 3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,495,000 | 39,752,000 | 38,824,000 | 38,711,000 |
| Total capital | 42,734,000 | 42,898,000 | 42,115,000 | 41,957,000 |
| Risk-weighted assets | 254,858,000 | 248,083,000 | 259,864,000 | 256,184,000 |