Call reports 2021
IOWA STATE BANK — 2021
What IOWA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 416,826,000 | 423,990,000 | 435,688,000 | 432,436,000 |
| Total loans | 245,445,000 | 246,449,000 | 242,368,000 | 234,738,000 |
| Allowance for loan losses | 6,923,000 | 7,322,000 | 7,013,000 | 7,236,000 |
| Securities available for sale | 69,184,000 | 82,343,000 | 95,473,000 | 113,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,671,000 | 380,117,000 | 391,255,000 | 387,255,000 |
| Interest-bearing deposits | 339,444,000 | 345,335,000 | 355,668,000 | 350,011,000 |
| Noninterest-bearing deposits | 34,227,000 | 34,783,000 | 35,587,000 | 37,244,000 |
| Equity capital | 35,549,000 | 36,397,000 | 37,181,000 | 38,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,304,000 | 7,061,000 | 10,591,000 | 13,607,000 |
| Interest expense | 1,374,000 | 2,624,000 | 3,834,000 | 4,980,000 |
| Net interest income | 1,930,000 | 4,437,000 | 6,757,000 | 8,627,000 |
| Noninterest income | 920,000 | 1,193,000 | 1,373,000 | 3,917,000 |
| Noninterest expense | 1,427,000 | 2,831,000 | 4,142,000 | 5,751,000 |
| Provision for loan losses | 300,000 | 711,000 | 1,013,000 | 1,314,000 |
| Pretax income | 1,123,000 | 2,088,000 | 2,975,000 | 5,479,000 |
| Income tax | 54,000 | 96,000 | 136,000 | 159,000 |
| Net income | 1,069,000 | 1,992,000 | 2,839,000 | 5,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,905,000 | 35,828,000 | 36,675,000 | 38,155,000 |
| Total capital | 38,194,000 | 39,169,000 | 40,005,000 | 41,357,000 |
| Risk-weighted assets | 259,496,000 | 263,315,000 | 262,715,000 | 252,111,000 |