Call reports 2020
IOWA STATE BANK — 2020
What IOWA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 378,305,000 | 395,248,000 | 397,792,000 | 397,076,000 |
| Total loans | 268,809,000 | 263,413,000 | 259,306,000 | 242,011,000 |
| Allowance for loan losses | 6,525,000 | 6,749,000 | 6,398,000 | 6,620,000 |
| Securities available for sale | 50,966,000 | 47,196,000 | 52,935,000 | 61,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,517,000 | 350,093,000 | 356,259,000 | 355,847,000 |
| Interest-bearing deposits | 309,148,000 | 320,888,000 | 326,196,000 | 321,944,000 |
| Noninterest-bearing deposits | 26,369,000 | 29,204,000 | 30,062,000 | 33,903,000 |
| Equity capital | 32,966,000 | 34,016,000 | 34,544,000 | 34,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,114,000 | 7,915,000 | 11,558,000 | 14,876,000 |
| Interest expense | 1,697,000 | 3,387,000 | 4,987,000 | 6,502,000 |
| Net interest income | 2,417,000 | 4,528,000 | 6,571,000 | 8,374,000 |
| Noninterest income | 268,000 | 787,000 | 1,006,000 | 1,387,000 |
| Noninterest expense | 1,640,000 | 3,077,000 | 4,294,000 | 5,843,000 |
| Provision for loan losses | 827,000 | 1,753,000 | 2,229,000 | 2,530,000 |
| Pretax income | 218,000 | 478,000 | 1,047,000 | 1,381,000 |
| Income tax | 11,000 | 27,000 | 39,000 | 64,000 |
| Net income | 207,000 | 451,000 | 1,008,000 | 1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,025,000 | 33,269,000 | 33,825,000 | 33,836,000 |
| Total capital | 36,759,000 | 36,832,000 | 37,329,000 | 37,198,000 |
| Risk-weighted assets | 295,947,000 | 281,824,000 | 277,435,000 | 265,709,000 |