Call reports 2019
IOWA STATE BANK — 2019
What IOWA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 366,389,000 | 377,009,000 | 380,664,000 | 376,413,000 |
| Total loans | 272,803,000 | 272,510,000 | 263,093,000 | 265,156,000 |
| Allowance for loan losses | 4,882,000 | 5,581,000 | 5,538,000 | 5,690,000 |
| Securities available for sale | 60,164,000 | 56,728,000 | 55,276,000 | 53,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,396,000 | 319,185,000 | 326,047,000 | 333,588,000 |
| Interest-bearing deposits | 282,192,000 | 293,061,000 | 299,318,000 | 305,964,000 |
| Noninterest-bearing deposits | 24,204,000 | 26,124,000 | 26,730,000 | 27,623,000 |
| Equity capital | 32,296,000 | 32,814,000 | 33,217,000 | 33,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,373,000 | 8,514,000 | 12,849,000 | 16,877,000 |
| Interest expense | 1,549,000 | 3,203,000 | 4,934,000 | 6,660,000 |
| Net interest income | 2,824,000 | 5,311,000 | 7,915,000 | 10,217,000 |
| Noninterest income | 129,000 | 593,000 | 789,000 | 767,000 |
| Noninterest expense | 1,304,000 | 2,578,000 | 4,013,000 | 4,941,000 |
| Provision for loan losses | 976,000 | 2,377,000 | 3,354,000 | 4,180,000 |
| Pretax income | 670,000 | 946,000 | 1,334,000 | 1,860,000 |
| Income tax | 33,000 | 46,000 | 69,000 | 92,000 |
| Net income | 637,000 | 900,000 | 1,265,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,187,000 | 32,450,000 | 32,815,000 | 32,818,000 |
| Total capital | 36,002,000 | 36,325,000 | 36,520,000 | 36,506,000 |
| Risk-weighted assets | 304,105,000 | 308,282,000 | 294,536,000 | 293,006,000 |