Call reports 2018
IOWA STATE BANK — 2018
What IOWA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 361,694,000 | 363,629,000 | 365,357,000 | 366,591,000 |
| Total loans | 281,910,000 | 279,187,000 | 277,856,000 | 269,744,000 |
| Allowance for loan losses | 4,417,000 | 4,857,000 | 3,904,000 | 4,678,000 |
| Securities available for sale | 68,140,000 | 68,747,000 | 68,600,000 | 65,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,457,000 | 294,018,000 | 298,338,000 | 306,948,000 |
| Interest-bearing deposits | 272,850,000 | 269,675,000 | 272,734,000 | 278,014,000 |
| Noninterest-bearing deposits | 24,607,000 | 24,343,000 | 25,604,000 | 28,933,000 |
| Equity capital | 30,634,000 | 31,280,000 | 31,885,000 | 31,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,277,000 | 8,618,000 | 12,988,000 | 17,098,000 |
| Interest expense | 1,276,000 | 2,633,000 | 4,103,000 | 5,622,000 |
| Net interest income | 3,001,000 | 5,985,000 | 8,885,000 | 11,476,000 |
| Noninterest income | 174,000 | 448,000 | 647,000 | 978,000 |
| Noninterest expense | 1,235,000 | 2,817,000 | 3,903,000 | 5,072,000 |
| Provision for loan losses | 1,051,000 | 2,127,000 | 3,329,000 | 4,580,000 |
| Pretax income | 889,000 | 1,489,000 | 2,300,000 | 2,802,000 |
| Income tax | 42,000 | 81,000 | 115,000 | 156,000 |
| Net income | 847,000 | 1,408,000 | 2,185,000 | 2,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,051,000 | 31,610,000 | 32,389,000 | 31,550,000 |
| Total capital | 34,831,000 | 35,511,000 | 36,293,000 | 35,335,000 |
| Risk-weighted assets | 301,798,000 | 311,161,000 | 318,698,000 | 301,915,000 |