Call reports 2017
IOWA STATE BANK — 2017
What IOWA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 349,846,000 | 358,995,000 | 364,775,000 | 365,099,000 |
| Total loans | 265,931,000 | 269,954,000 | 276,332,000 | 281,205,000 |
| Allowance for loan losses | 3,880,000 | 4,274,000 | 4,737,000 | 4,478,000 |
| Securities available for sale | 72,618,000 | 77,261,000 | 74,645,000 | 71,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,488,000 | 288,484,000 | 284,709,000 | 301,809,000 |
| Interest-bearing deposits | 261,961,000 | 266,806,000 | 263,735,000 | 273,031,000 |
| Noninterest-bearing deposits | 21,527,000 | 21,678,000 | 20,975,000 | 28,779,000 |
| Equity capital | 29,186,000 | 30,461,000 | 31,334,000 | 29,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,790,000 | 7,720,000 | 11,780,000 | 15,866,000 |
| Interest expense | 1,075,000 | 2,227,000 | 3,432,000 | 4,675,000 |
| Net interest income | 2,715,000 | 5,493,000 | 8,348,000 | 11,191,000 |
| Noninterest income | 221,000 | 431,000 | 592,000 | 769,000 |
| Noninterest expense | 1,172,000 | 2,383,000 | 3,680,000 | 4,913,000 |
| Provision for loan losses | 751,000 | 1,465,000 | 2,268,000 | 3,237,000 |
| Pretax income | 1,018,000 | 2,081,000 | 2,997,000 | 3,815,000 |
| Income tax | 52,000 | 98,000 | 152,000 | 198,000 |
| Net income | 966,000 | 1,983,000 | 2,845,000 | 3,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,252,000 | 30,269,000 | 31,131,000 | 30,203,000 |
| Total capital | 32,896,000 | 33,943,000 | 34,865,000 | 34,009,000 |
| Risk-weighted assets | 291,303,000 | 293,287,000 | 297,700,000 | 303,833,000 |