Call reports 2016
IOWA STATE BANK — 2016
What IOWA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 330,895,000 | 336,341,000 | 340,138,000 | 344,199,000 |
| Total loans | 258,110,000 | 261,622,000 | 263,367,000 | 259,546,000 |
| Allowance for loan losses | 3,519,000 | 3,780,000 | 4,011,000 | 3,653,000 |
| Securities available for sale | 62,733,000 | 62,525,000 | 63,717,000 | 71,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,853,000 | 275,117,000 | 280,509,000 | 284,747,000 |
| Interest-bearing deposits | 250,372,000 | 257,048,000 | 259,798,000 | 258,092,000 |
| Noninterest-bearing deposits | 26,481,000 | 18,069,000 | 20,711,000 | 26,655,000 |
| Equity capital | 27,774,000 | 28,705,000 | 29,375,000 | 27,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,647,000 | 7,262,000 | 11,119,000 | 14,749,000 |
| Interest expense | 975,000 | 1,992,000 | 3,072,000 | 4,123,000 |
| Net interest income | 2,672,000 | 5,270,000 | 8,047,000 | 10,626,000 |
| Noninterest income | 194,000 | 349,000 | 515,000 | 843,000 |
| Noninterest expense | 1,195,000 | 2,398,000 | 3,604,000 | 4,771,000 |
| Provision for loan losses | 556,000 | 1,387,000 | 2,143,000 | 2,967,000 |
| Pretax income | 1,115,000 | 1,834,000 | 2,815,000 | 3,731,000 |
| Income tax | 55,000 | 95,000 | 141,000 | 192,000 |
| Net income | 1,060,000 | 1,739,000 | 2,674,000 | 3,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,507,000 | 28,185,000 | 29,122,000 | 28,286,000 |
| Total capital | 31,026,000 | 31,719,000 | 32,672,000 | 31,857,000 |
| Risk-weighted assets | 282,490,000 | 282,439,000 | 283,513,000 | 285,587,000 |